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How to prepare for divorce

Couples in South Carolina who are struggling in their marriage may eventually decide that divorce is the best course of action. When this occurs, neither partner should bury his or her head in the sand, because there is a lot to prepare for. By taking the proper steps, divorce proceedings can be a bit less stressful and time-consuming, and there may be a better outcome as well.

Investopedia discusses some initial steps each side should take for a smooth process and to ensure there is protection in regard to finances. One of the first steps is to close any account that is joint in order to prevent one spouse from spending the money or building up debt. Another is to talk with legal and financial professionals and figure out the best way to proceed, whether it is through a court trial or mediation. 

Experts recommend making a budget, both for during the divorce and for after. Keep in mind there are attorney fees on each side as well as two households. Figuring out a budget will help keep expenses manageable and will help make decisions in regard to living and other long-term situations.

It is also important to gather all associated information and documentation. According to HuffPost, knowing all assets and debt can be empowering. Look at credit card statements, bank statements, mortgage details and retirement accounts. Partners who are unsure of the spouse's assets and debt can officially request this information through the court. One way to find out personal debt is to request credit reports, as these list all debts.

Divorce is an emotional journey, and one can handle the stress better through self-care and therapy. 

 

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